International health insurance

Having health insurance does not necessarily mean feeling fully protected abroad. The 2026 Health Barometer, produced by Expat Communication in partnership with the Caisse des Français de l’Étranger (CFE) and APRIL International, highlights a striking gap between formal health coverage and expatriates’ real-life experience of accessing care.

APRIL International’s claims analysis reveals 3 cancer trends every HR leader should know, including younger diagnoses, market-specific risks, and the business value of early detection.

When you live, work or study abroad, understanding how medical reimbursements work is essential to avoid unexpected healthcare costs. Depending on the country, the type of treatment received and the level of cover selected, you may either pay your medical expenses upfront and claim them back, or benefit from direct billing with certain healthcare providers. Here is how reimbursements usually work with international health insurance.

For many Italians living abroad, returning to Italy for medical care has long been seen as a reassuring option. However, access to the Italian National Health Service is not automatic for citizens registered as living overseas. A new measure could allow Italians living outside Europe to access healthcare in Italy by paying an annual contribution of €2,000. But what does this mean in practice, and how can expatriates make sure they are properly covered both abroad and when returning to Italy?

International private medical insurance is designed to cover the cost of eligible treatment for people who are living, working or studying abroad.

As an expat, when the question comes to what kind of medical coverage you want for yourself, your family, or even your company, one of the decisions you’ll need to make is whether you want to take out a local private health plan or an international health insurance plan.

When you move abroad, you may lose your healthcare benefits in your home country. It is recommended that you check before you leave and find the right international health insurance for your needs.

International health insurance provides essential protection for anyone living, working, or travelling abroad, with flexible cover and access to quality healthcare worldwide. APRIL International offers tailored plans, global medical networks, digital tools, and 24/7 multilingual support to simplify life overseas. From choosing your cover to managing claims, the streamlined process ensures reliable, comprehensive care wherever you go.

It’s decided, you’re setting on an adventure abroad! As your move to a new country begins to take shape, have you given any thought to your health insurance? Choosing the right health coverage is pivotal to starting your life abroad with peace of mind, ensuring you’re protected in case life throws you a curveball. To help you navigate this important choice, we’ve gathered invaluable insights from experienced expats.

Moving abroad long term is an exciting step, but it also means rethinking how you access healthcare. As a British expat, relying on the NHS may no longer be enough once you live overseas. Choosing the right international health insurance can help protect your health, your budget and your peace of mind abroad..

For expats planning to travel or move to Thailand, understanding the healthcare system—the quality of care available, coverage options, and the process for accessing care—is crucial...

When living abroad, healthcare needs do not stop at hospital or GP visits. Dental treatment, eye tests, glasses and contact lenses can quickly become expensive depending on the country. International health insurance may help cover these costs, provided dental and optical benefits are included in your plan.