All expat guides

If you’re planning to move to Qatar, our expat guide covers health insurance, visas, cost of living, and more. 

Set yourself up for success with our detailed checklist guiding you through all the essential pre-move preparations for Indonesia.

Bali is one of the most popular bases for digital nomads, and it's easy to see why. The cost of living is manageable, the lifestyle is hard to beat, and the community is thriving. But healthcare is one area where many nomads wing it, paying out of pocket for small costs and hoping nothing serious happens. That approach works, until it doesn't. Here's a clear look at your healthcare options in Bali and what it's worth knowing before you need them.

Discover how healthcare in Kuwait works for expats without private insurance, what public and private care costs, and why an international health plan matters.

Spain is one of the most popular destinations in the world for expats, and it is easy to see why. But before you settle in, it is important to understand how healthcare works there and what cover you actually need. The good news is that Spain has an excellent healthcare system. The part that surprises many expats is that accessing it is not always automatic. Your residency status and how you are working can make a big difference to your options.

Moving from one country to another can affect your healthcare access, insurance benefits and reimbursement conditions. For expats, international health insurance portability can help maintain continuity of cover across borders, but the exact rules depend on the policy, destination and insurer. Here is what to check before relocating.

Protecting your health is a key concern when you’re looking to move abroad, especially if you’re unfamiliar with the destination country’s healthcare system.

Estonia has one of the most digitally advanced healthcare systems in the world, which makes settling in as an expat a little more straightforward than you might expect. That said, access to public healthcare is not automatic, and understanding your options early on can save you a great deal of stress down the line. Whether you have just arrived or are planning your move, here is a clear overview of how the system works and how to make sure you are properly covered.

Find out all you need to know about schools and the education system in Dubai in this article.

The NHS, travel insurance and international health insurance provide very different types of healthcare protection. The NHS is the UK’s publicly funded healthcare system and access depends on your residence and immigration status. Travel insurance is primarily designed for temporary trips and unexpected events, while international health insurance provides more comprehensive medical cover for people living, working or studying abroad for longer periods.

When you take out international health insurance, some benefits may not be available immediately. A set period known as a waiting period may apply before certain medical expenses become eligible for reimbursement.

Since 2014, Dubai has introduced a compulsory health insurance scheme: the Insurance System for Advancing Healthcare, which includes certain obligations for expatriates and employers...

With almost 90% of foreigners among its population, Dubai is the El Dorado for expatriates. Unlike other countries, the Covid-19 health crisis has not affected the attractiveness of the UAE for teleworkers - quite the contrary!

Whether you are relocating alone, as a couple or with a family, find out where are the best places in Dubai for expats to live in.

Dubai is known for its extremely hot weather all year round. Find out how to protect yourself and cope with the heat as an expat living in Dubai.

Learn about the benefits and limitations of direct billing for your health insurance coverage through APRIL.

Moving to Germany is a big step, and understanding how the healthcare system works is one of the first things you will need to figure out. The good news is that Germany has a well-established healthcare system, with clear options for most expats. Knowing which type of cover is right for your situation can save you time, money, and a lot of stress, especially when you need care quickly.

Retiring abroad is an exciting prospect. A lower cost of living, a warmer climate, and a slower pace of life are just some of the reasons many retirees choose to spend their later years overseas. But one thing that is easy to overlook in the planning stage is healthcare. Where you choose to live will have a direct impact on what kind of health cover you need, what it costs, and how far your retirement budget will stretch.

Qatar offers a diverse range of neighbourhoods that cater to different needs, making it easier for expats to find a community that feels like home.

Dubai is one of the world’s most connected and diverse cities. Here are four reasons why you should move to Dubai.

When deciding to move to Dubai, there are many factors to consider before relocating. To make things easier, here is a checklist to cover before moving to Dubai.

One of the most popular destinations for expats, Dubai offers a unique experience with its multicultural society and cosmopolitan lifestyle. Here are some reasons why it's so popular.

The UK’s immigration and visa system has changed considerably since Brexit, with European Union (EU) citizens now subject to the same rules as third-country nationals.

Learn 6 common signs that indicate you may benefit from counselling and discover how APRIL's Stress Management Counselling can help.

Having health insurance does not necessarily mean feeling fully protected abroad. The 2026 Health Barometer, produced by Expat Communication in partnership with the Caisse des Français de l’Étranger (CFE) and APRIL International, highlights a striking gap between formal health coverage and expatriates’ real-life experience of accessing care.

Change can be both exciting and scary. For many, moving abroad is the adventure of a lifetime, but cultural differences and traditions mean that there is usually an adjustment period in the initial months after relocating.

APRIL International’s claims analysis reveals 3 cancer trends every HR leader should know, including younger diagnoses, market-specific risks, and the business value of early detection.

As part of our commitment to delivering an exceptional healthcare experience, APRIL continues to expand its direct billing network through strategic partnerships with leading healthcare providers across Asia.

When you live, work or study abroad, understanding how medical reimbursements work is essential to avoid unexpected healthcare costs. Depending on the country, the type of treatment received and the level of cover selected, you may either pay your medical expenses upfront and claim them back, or benefit from direct billing with certain healthcare providers. Here is how reimbursements usually work with international health insurance.

For many Italians living abroad, returning to Italy for medical care has long been seen as a reassuring option. However, access to the Italian National Health Service is not automatic for citizens registered as living overseas. A new measure could allow Italians living outside Europe to access healthcare in Italy by paying an annual contribution of €2,000. But what does this mean in practice, and how can expatriates make sure they are properly covered both abroad and when returning to Italy?

International private medical insurance is designed to cover the cost of eligible treatment for people who are living, working or studying abroad.